Café Insurance

Café insurance policies that promises quality, low-cost cover guaranteed to cater to you and your business’s needs.

They famously say, “but first, coffee!” and we couldn’t agree more. Although we do not know the amount of coffee you serve to your happy customers a day, we do know that quality café insurance is essential to protect your business. We also know finding the right insurance policy for your business can be time consuming – don’t cry over spilt milk when it comes to your café insurance – we are here to help. Fill in our simple form and we will do the rest.

Whether you own a coffee shop, tearoom or a greasy spoon, chances are your establishment is a bustling environment serving up delicious treats and refreshments daily to your happy customers. But with this hardworking accomplishment comes risks and public responsibility. Do not let finding café insurance ground your business to a halt, let us do the hard work so you can carry on running your business with peace of mind that you are covered.

At We Insure Small Business, we recognise the dedication and persistence it takes to own a café business. We get that café insurance might not be your cup of tea and that’s okay – it’s ours! Let our dedicated experts source the very best tailored cover that suits you, your business and your purse strings.

Cafe Insurance

Café insurance policies that promises quality, low-cost cover guaranteed to cater to you and your business’s needs.

They famously say, “but first, coffee!” and we couldn’t agree more. Although we do not know the amount of coffee you serve to your happy customers a day, we do know that quality café insurance is essential to protect your business. We also know finding the right insurance policy for your business can be time consuming – don’t cry over spilt milk when it comes to your café insurance – we are here to help. Fill in our simple form and we will do the rest.

Whether you own a coffee shop, tearoom or a greasy spoon, chances are your establishment is a bustling environment serving up delicious treats and refreshments daily to your happy customers. But with this hardworking accomplishment comes risks and public responsibility. Do not let finding café insurance ground your business to a halt, let us do the hard work so you can carry on running your business with peace of mind that you are covered.

At We Insure Small Business, we recognise the dedication and persistence it takes to own a café business. We get that café insurance might not be your cup of tea and that’s okay – it’s ours! Let our dedicated experts source the very best tailored cover that suits you, your business and your purse strings.

We Can Provide Cafe Insurance For The Following

Woman working in coffee shop
  • Buildings & contents
  • Public liability
  • Product liability
  • Stock & equipment
  • Employers liability
  • Financial loss
  • Loss of income
  • Accidental damage
  • Legal expenses
  • Business interruption
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A reputable and reliable
family run business

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Established in 1959, with
over 60 years’ experience

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Access to over 50 competitive
commercial insurance companies

Simple Step Process

Complete the simple form above

Let us do the hard work – we will find the most competitive, fully comprehensive policy for you

Relax in the knowledge that you are covered

FAQ's

Do I need insurance for my café business?

Accidents can happen, no matter what precautions you take. At the top of your priority list should be public liability insurance. This cover protects you should a customer or visitor injure themselves or their property is damaged whilst at your establishment.

As a café business, it’s likely that you will work with fresh produce, so product liability insurance can be a vital defence. Food poisoning can result in hefty compensation claims, so do not leave it to chance.

Another type of essential insurance to consider is employers liability insurance – this is a legal requirement should you employ staff and/or contractors. Should an employee become injured or ill whilst working for you, this cover will protect you against any claims.

Additional forms of insurance include buildings insurance which covers your shop in the event of a fire or flood. Stock & contents insurance should also be considered alongside building insurance as it protects your items if they are lost or stolen from your premises (those barista style coffee machines do not come cheap)!

The above is only a selection of the covers that we provide – should you need further advice on what types of insurance your business requires speak to our friendly, helpful claims team.

What types of café businesses do you cover?

  • Coffee shops
  • Tearooms
  • Sandwich shops
  • Bistros
  • Small restaurants

When will my insurance policy start and who do I contact if have any questions?

Your fully comprehensive cover will start once you accept the quote from our expert team. We will then authorise your cover and you will be ready to go! Please contact our dedicated experts directly via phone: 01244 207877 or email: info@weinsuresmallbusiness.co.uk.

Get your FREE quote now!

You require fully comprehensive, competitively priced café insurance that will protect you and your business without the hefty price tag but does not compromise on quality. We understand, which is why we are proud insurance professionals with over 60 years’ experience. Our specialist team will source a wide range of covers that are customisable to your individual needs meaning you only pay for what you need – nothing more, nothing less. Do not get yourself in hot water, contact us today to save by requesting an online quote, completely FREE.

FAQ's

Do I need insurance for my café business??

Accidents can happen, no matter what precautions you take. At the top of your priority list should be public liability insurance. This cover protects you should a customer or visitor injure themselves or their property is damaged whilst at your establishment.

As a café business, it’s likely that you will work with fresh produce, so product liability insurance can be a vital defence. Food poisoning can result in hefty compensation claims, so do not leave it to chance.

Another type of essential insurance to consider is employers liability insurance – this is a legal requirement should you employ staff and/or contractors. Should an employee become injured or ill whilst working for you, this cover will protect you against any claims.

Additional forms of insurance include buildings insurance which covers your shop in the event of a fire or flood. Stock & contents insurance should also be considered alongside building insurance as it protects your items if they are lost or stolen from your premises (those barista style coffee machines do not come cheap)!

What types of café businesses do you cover?

  • Coffee shops
  • Tearooms
  • Sandwich shops
  • Bistros
  • Small restaurants

When will my insurance policy start and who do I contact if have any questions?

Your fully comprehensive cover will start once you accept the quote from our expert team. We will then authorise your cover and you will be ready to go! Please contact our dedicated experts directly via phone: 01244 207877 or email: info@weinsuresmallbusiness.co.uk.

Get your FREE quote now!

You require fully comprehensive, competitively priced café insurance that will protect you and your business without the hefty price tag but does not compromise on quality. We understand, which is why we are proud insurance professionals with over 60 years’ experience. Our specialist team will source a wide range of covers that are customisable to your individual needs meaning you only pay for what you need – nothing more, nothing less. Do not get yourself in hot water, contact us today to save by requesting an online quote, completely FREE.

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