What does Public Liability cover? Public Liability, third-party insurance covers everyone you interact with in your business transactions apart from employees. These people may include clients, customers, people participating in your events, and people watching a game you organised. So, what exactly does public liability cover? In case of a claim, the insurer covers the…
All businesses have a legal obligation to provide safety to their employees at work premises. Employees’ injuries and illness as a result of negligence will require compensation. Business owners are responsible for their negligence and that of their employees. Compensation can be financial for expenses incurred in loss of present and future earnings, and pain.…
If you have a venture that offers professional services to your clients, it is highly reccomended to take out a professional indemnity cover. Professional indemnity cover is designed to help protect yourself from claims made by clients. Some companies may ask for a professional indemnity cover before hiring a person. What is professional indemnity…
The legal required business insurance policies vary dependent on the type of business and industry your operate in. However, there are a few individual insurance policies that are legally required when you are operating a business. Failure to comply to the law could lead to hefty fines therefore, we recommend companies should always contact specialist…