Public Liability Insurance Quote | We Insure Small Business

About Your Business
Business Activity
Type of Cover

Does your business handle or use silica, asbestos or substances containing asbestos, acids (other than brick acid), gases, explosives, radioactive or similar dangerous liquids or substances?

Let us know more information

Does your business undertake any demolition or partial demolition work ?

Let us know more information

Does your business undertake any work offshore?

Let us know more information

What is the total number of people doing manual work including LOSC's / Principals / Proprietors / Partners / Directors?
Please enter the total number of people participating in any manual work, including labour only sub-contractors (persons who work under your direction and have a contract). Include any Principals and Proprietors

What is the total number of people doing clerical work including Principals / Proprietors / Partners / Directors?
Please enter the number of Principals and Proprietors included in the total manual figure

Please enter the amount of total payments made to bona fide sub contractors?
Please enter the annual total payments or enter zero if not relevant. Bona fide sub-contractors always work under their own direction, provide their own materials/tools and have their own insurance. Anyone not doing so would be classed as Labour only sub-contractors

Please enter your annual Turnover (including value of materials supplied at no cost)?

On average, how many years experience in the main trade do all Principal / Directors in the business have?

Are there any separate business premises that are rented or owned by the business?

Does your business carry out any manual work outside the European Union?

Does the business operate in high risk environments?
A high risk environment can be defined as: * Towers, steeples, chimney shafts, blast furnaces, dams, canals, viaducts, bridges or tunnels * Aircraft, airports, railways, ships, docks, piers, wharfs, breakwater or sea walls * Collieries, mines, chemical works, gas works, oil refineries, petrol tanks, power stations, nuclear installations or establishments * Computers within computer suites or rooms used exclusively for computer operations.

Does your business use any fixed powered wood working machinery?
Portable hand held power tools don’t need to be disclosed

In the business Is there any use of heat work away?

Please confirm if there are any activities that involve working with (or the application of) heat carried out away from the premises eg. Welding, blow torch or soldering.

What percentage of the business uses heat away from the premises?

First Previous

What Public Liability Limit do you require?

Public liability cover is required for claims for which an employer would be held legally liable and claims brought against the employer by anyone other than employees for bodily injury or loss or damage to property arising in the course of the business.

Do you want to include Employers Liability cover?

If you employ anybody, including Volunteers, Work Experience, Temporary, Part-time or Homeworkers, you are required by law to insure against liability for injury or illness to employees arising out of their employment.

Do you require cover for temporary employees?

Do you want to include any cover for tools?

How much Tools cover Per Person do you require ?

Do you want to include any cover for Plant?

Own Plant Sum Insured required?

Hired In Plant (Estimated Annual Hiring Charges) required?

Estimated Total Value of Hired In Plant at any one time?

Do you want to Include Contract Works cover?

YesNo

What Contract works cover limit do you require?

Do you want to Include Terrorism cover?

YesNo

Have you sustained any loss or had any claim made against you, whether insured or otherwise,in the last 5 years?

claim 1

Date of claim?

Type of claim?

Settled?
Total Cost of Claim

Description of claim

claim 2

Date of claim?

Type of claim?

Settled?
Total Cost of Claim

Description of claim

claim 3

Date of claim?

Type of claim?

Settled?
Total Cost of Claim

Description of claim

First Previous